Financial Aid

Federal Perkins Loans

IMPORTANT NOTICE: The Federal Perkins loan program has ended effective October 1, 2017.


The grace period for Perkins loans is 9 months and the first payment will be due at the end of the grace period. If you have questions about repaying your Perkins loan(s) or are having trouble making payments, you should contact Heartland ECSI at 1(888) 549-3274.

Perkins Loan Forgiveness

Those who meet certain criteria may qualify for loan forgiveness or cancellation. All questions and applications should be directed to Heartland ECSI.

Qualifications for Cancellation

Borrower Website Reference Guide